Mortgage payment calculator

In just two simple steps, our Mortgage Repayment Calculator will do all the hard work and suggest the best available C&G mortgage deals.

First simply enter your payment and borrowing details, then click calculate and select the rate you want to pay.

If you’re borrowing more than 75% of your home’s value: You must take out your mortgage on a repayment basis, not interest-only.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.

Repayment or interest only?

 On an interest-only mortgage, only the interest due is paid during the mortgage term, leaving the amount borrowed to be repaid at the end of the term. With a repayment mortgage, the monthly payments include the amount borrowed and the interest due. This means that the mortgage is paid of by the end of the selected term. Interest-only mortgages are only available if your total mortgage balance is 75% or less of your property's value. 

Mortgage amount

Please enter a minimum of £5,000 and a maximum of £1,000,000.  If you'd like to borrow more than £1,000,000, please call us on 0800 028 0639 or visit you local C&G branch and we'll be pleased to help.

Mortgage term

Please enter over how many years you'd like to borrow. This must be between 1 and 40 years.

Percentage of property's value

We need to know how much of your property's value you'd like to borrow, so that we can show you the right deals. You can work this out by dividing the amount of your mortgage by the value of the property, then multiplying this by 100. Please enter the percentage of the property you wish to borrow, for example '75%'.

Where a product fee applies, it will be added to your new mortgage. You can then pay the fee off if you want to, or leave it on your mortgage to spread the cost. If you pay it off within 30 days of the start of your mortgage, no interest will be charged on it. If you leave it on your mortgage, interest will be charged on it as part of your main mortgage. As this will increase your loan amount, it will also affect the monthly payment on the main part of your mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Next steps

Eligibility

Am I eligible?

Get some advice

Calculators

Calculators

How much will I pay each month?
How much can I borrow?
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Call us on 0800 028 0639

 
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