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| | | | | If you are currently on a C&G Fixed Rate or Tracker Mortgage, then when your deal ends in most cases your interest rate will switch to the Standard Variable Mortgage Rate, which could be higher or lower than the rate you have been paying and may vary over the remaining term of your mortgage.
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The Standard Variable Mortgage Rate is guaranteed to be no more than 2% above the Bank of England base rate. If a change in the base rate means that we need to change the Standard Variable Mortgage Rate in order to fulfil the guarantee, then we will do so within 30 days of the change to the base rate.
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