First-time buyer's guide

Buying your own home

To help you prepare for buying your first home we’ve put together a straightforward guide to help you sort out and organise your finances in preparation.

This guide applies to the house buying process in England and Wales only.  The process in Scotland is different.

1. Planning to buy your first home  

2. Working out what you can afford

3. Finding the right home

4. Making an offer

5. Doing the paperwork

6. Arranging your mortgage

7. Exchanging contracts and completing

8. Moving in

 

Next steps

Eligibility

Am I eligible?

Get some advice

Calculators

Calculators

How much will I pay each month?
How much can I borrow?
Looking to switch?

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