Planning a home extension? Looking to fund a special purchase? Use the equity in your home if your funds need a boost.
Am I eligible?
You can apply as long as:
it's been at least six months since you took out your main mortgage
the additional amount you'd like to borrow is more than £5,000
when added together your existing mortgage and the additional amount
totals no more than 80% of the value of your home
if the new loan takes your total C&G mortgage above 75% of your home’s
value, all of the new amount must be arranged on a repayment basis (as
opposed to interest only)
If you'd like to switch all or part of your existing mortgage to a new deal at the same time, check out the options available to you.
Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed application.
Borrowing more
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|||
| 6.19% (variable) Tracks at 5.69% above the base rate for the term of the mortgage | 6.4% APR | £895 | No charge. |
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 6.29% (variable) Tracks at 5.79% above the base rate for the term of the mortgage | 6.4% APR | £895 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 6.39% (variable) Tracks at 5.89% above the base rate for the term of the mortgage | 6.4% APR | £895 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 |  Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.49% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.29% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.39% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.49% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.29% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.39% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 6.19% (variable) Tracks at 5.69% above the base rate for the term of the mortgage | 6.4% APR | £895 | No charge. |
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 6.29% (variable) Tracks at 5.79% above the base rate for the term of the mortgage | 6.4% APR | £895 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 6.39% (variable) Tracks at 5.89% above the base rate for the term of the mortgage | 6.4% APR | £895 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.49% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £895 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.29% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.39% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.8% APR | None | Yes until 31/03/15
|
