My current mortgage deal is ending - what are my options?

If your current C&G mortgage deal is ending, we understand that you may be unsure about what to do next. That’s why we’ve set out your options below, to help you decide the right choice for you and your circumstances.

Option 1 - Switch to a new C&G deal

If you'd like to switch your existing mortgage to a new C&G deal you can choose a deal, or a combination of deals, from our 'switching to a new deal' mortgage range. You may have to pay a fee to secure some of these deals. Simply choose the deal or deals you want, get in touch and we'll do the rest.

If you decide to switch, you will go onto either the Homeowner Variable Rate or Buy-to-Let Variable Rate at the end of your new deal and it will not be possible for you to return to the Standard Variable Mortgage Rate (see option 2) in the future.

What do I do next?

Step 1. Use our switching calculator to find a mortgage deal

Step 2. Request an illustration using our online form

Step 3. We'll be in touch to confirm your details

Step 4. We'll put your deal in place

Alternatively you can call us on 0845 300 6793.

Option 2 - Stay on Standard Variable Mortgage Rate

If you originally applied for your current deal before 1 June 2010 when it ends, you’ll automatically move on to the Standard Variable Mortgage Rate.

What do I do next?

• Use our switching calculator to see how the Standard Variable Mortgage Rate will affect your monthly payments
• If you’d like to revert to Standard Variable Mortgage Rate, you don’t need to contact us. This will happen automatically when your deal ends