Existing customers moving home

If you already have a mortgage with us and you want to move home part way through your tracker or fixed rate, you may be able to take your deal with you. Except where we say otherwise in your terms and conditions, you can carry the special rates and early repayment charge from one mortgage to another when you move home.

Keeping things simple – when you’re moving home you have enough to think about, so let us take care of your mortgage and you’ll have one less thing to think about.

Stay on your current rate – by just moving your home and not adding any more to your loan you could take your current deal with you so there’s no need to shop around, saving you time and effort to spend on more important things.

Borrow a different amount when I move – It's quite possible that when you move, you'll change the size of your mortgage, depending on the value of your new home.

• If you need a bigger mortgage amount
You could borrow extra on the basis of any other mortgage that is available at
that time, subject to eligibility. Take a look at our currently available deals
• If you need a smaller mortgage amount
You may have to pay part of the early repayment charge based on the
difference between the two mortgages.

If you’re taking your original mortgage with you when you move, any early repayment charge that applies to your deal would continue to apply on your new mortgage.