Step 1. Use our switching calculator to find the right deal for you.
Step 2. Request an illustration.
Step 3. We'll be in touch to confirm your details.
Step 4. We'll put your deal in place.
If your existing mortgage with us is currently more than 95% of your home’s value, please call us on 0845 300 6793 to discuss the options available to you. Deals are available up to 120% of your home's value.
If you decide to switch, you will go onto either the Homeowner Variable Rate or Buy-to-Let Variable Rate at the end of your new deal and it will not be possible for you to return to the Standard Variable Mortgage Rate in the future.
Please see our helpful guide to understanding the mortgage rate table, in which you'll find the key mortgage product information to help you when making sure the product is what you're looking for.
Please note that these deals can be withdrawn at any time.
Switching to a new deal
For loans of between £0 and £7,500,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
||||
| 3.24% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | None |  Yes until 31/08/15
|
For loans of between £0 and £7,500,000, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.54% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/15
|
For loans of between £0 and £7,500,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.44% Fixed until 31 August 2016 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/16
|
For loans of between £0 and £7,500,000, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.74% Fixed until 31 August 2016 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/08/16
|
For loans of between £0 and £7,500,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.64% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.3% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, between 85% and 95% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.49% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.3% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.24% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/15
|
For loans of between £0 and £7,500,000, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.54% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/15
|
For loans of between £0 and £7,500,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.44% Fixed until 31 August 2016 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/16
|
For loans of between £0 and £7,500,000, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.74% Fixed until 31 August 2016 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/08/16
|
For loans of between £0 and £7,500,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.64% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.3% APR | None | Yes until 31/08/18
|
For loans of between £0 and £7,500,000, between 85% and 95% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.49% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.3% APR | None | Yes until 31/08/18
|
