So you’ve decided to get your own place. You might have even found the property you’d like to live in. Well, if all goes to plan, you’re about to get one of the biggest buzzes of your life: the moment when you walk through the door, before there’s even any furniture in the place and it hits you that it’s yours. After all the forms and conveyancer and checks and cheques… it’s really yours.
Getting your first mortgage can be daunting, but at C&G, we’ve over 160 years of mortgage experience so we really know our stuff. Our customers come to us for our expertise, knowledge and experience.
Free Home Harmony service to help you in the first year after buying a new home.
If you’re borrowing more than 75% of your home’s value: You must take out your mortgage on a repayment basis, not interest-only.
Please see our helpful guide to understanding the mortgage rate table, in which you'll find the key mortgage product information to help you when making sure the product is what you're looking for.
Take a look below at some of the mortgages we think you might be interested in.
First-time buyers
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
||||
| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.2% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.4% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.94% (variable) Tracks at 2.44% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 |  Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.19% (variable) Tracks at 2.69% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% (variable) Tracks at 3.19% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.54% (variable) Tracks at 4.04% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.49% (variable) Tracks at 4.99% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.14% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £499 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.54% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.29% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.6% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.99% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.89% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.24% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.9% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.64% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.54% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.8% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.38% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 5.1% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.14% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £499 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.54% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.29% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.6% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.99% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.89% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.24% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.9% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.64% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.54% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.8% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.38% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 5.1% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.2% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.4% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.94% (variable) Tracks at 2.44% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.19% (variable) Tracks at 2.69% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% (variable) Tracks at 3.19% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.54% (variable) Tracks at 4.04% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.49% (variable) Tracks at 4.99% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.94% (variable) Tracks at 2.44% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.19% (variable) Tracks at 2.69% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% (variable) Tracks at 3.19% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.54% (variable) Tracks at 4.04% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.49% (variable) Tracks at 4.99% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.14% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £499 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.54% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.29% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.6% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £495 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.99% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.89% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.24% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.9% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.64% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.54% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.8% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.38% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 5.1% APR | £995 | Yes until 31/03/16
|
Once you've applied for a mortgage, you'll need to appoint a solicitor or licensed conveyancer to deal with all the legal aspects.
