So you’ve decided to get your own place. You might have even found the property you’d like to live in. Well, if all goes to plan, you’re about to get one of the biggest buzzes of your life: the moment when you walk through the door, before there’s even any furniture in the place and it hits you that it’s yours. After all the forms and conveyancer and checks and cheques… it’s really yours.
Getting your first mortgage can be daunting, but at C&G, we’ve over 160 years of mortgage experience so we really know our stuff. Our customers come to us for our expertise, knowledge and experience.
If you’re borrowing more than 75% of the property’s value, you must take out your mortgage on a repayment basis, not interest-only.
Please see our helpful guide to understanding the mortgage rate table, in which you'll find the key mortgage product information to help you when making sure the product is what you're looking for.
Take a look below at some of the mortgages we think you might be interested in.
First-time buyers
For loans of between £5,000 and £1,000,000, and up to 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £149,999, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £149,999, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £149,999, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £149,999, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £149,999, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £149,999, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 80% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 80% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 75% and 85% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
As it’s your first home, you’ll need all the help you can get – and help is exactly what we’ll give you.
Once you've applied for a mortgage, you'll need to appoint a solicitor or licensed conveyancer to deal with all the legal aspects.