You'll hear on the news from time to time that the Bank of England has reset the 'base rate'. Generally, the base rate is raised or lowered to control inflation.
If you’re on a variable-rate mortgage or tracker, the amount you pay will typically rise or fall in line with the base rate. Alternatively, you could choose a C&G mortgage with a rate that's fixed for a period, so you’ll know exactly what your monthly payments will be for the length of the deal no matter what the Bank of England does with the base rate.
Already with C&G? See our range of deals if you want to borrow more.
Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.
For loans of between £50,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.99% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.2% APR | £495 |  Yes until 28/02/14
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For loans of between £50,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.89% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.2% APR | £995 | Yes until 28/02/14
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For loans of between £50,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.29% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 28/02/14
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.29% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 28/02/14
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.19% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 28/02/14
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.59% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 28/02/14
|
For loans of between £50,000 and £999,999 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 6.59% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 6.9% APR | £995 | Yes until 28/02/14
|
For loans of between £50,000 and £999,999 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 6.99% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.9% APR | None | Yes until 28/02/14
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.89% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.5% APR | £1,995 | Yes until 28/02/11
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For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.09% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.99% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.4% APR | £995 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.49% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 28/02/11
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.89% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.5% APR | £1,995 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.19% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.6% APR | £1,995 | Yes until 28/02/11
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.49% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.3% APR | 2.50% of loan amount | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.39% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.4% APR | £495 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.29% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.4% APR | £995 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.79% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.4% APR | None | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 6.69% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.6% APR | £995 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 7.19% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.6% APR | None | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 6.69% Fixed until 28 February 2011 | 5.00% for the remainder of the term | 5.6% APR | £895 | Yes until 28/02/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.84% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.5% APR | £1,995 | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.04% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 4.94% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.4% APR | £995 | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.44% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.14% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.6% APR | £1,995 | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.34% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.4% APR | £495 | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.24% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.4% APR | £995 | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.74% Fixed until 29 February 2012 | 5.00% for the remainder of the term | 5.4% APR | None | Yes until 29/02/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 4.99% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 28/02/14
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 4.89% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 28/02/14
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 5.29% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 28/02/14
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 5.29% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.4% APR | £495 | Yes until 28/02/14
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 5.19% Fixed until 28 February 2014 | 5.00% for the remainder of the term | 5.5% APR | £995 | Yes until 28/02/14
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
