If you’re not completely sure about what interest rates are going to do (and who is these days?) an All Weather Mortgage could be for you.
All Weather Mortgages track the Bank of England base rate so you can take advantage of further falls in interest rates if they happen. But if interest rates begin to rise, you can switch to a fixed-rate mortgage without incurring an Early Repayment Charge if and when you do. However, you may have to pay the usual new mortgage fees on the fixed-rate product you switch to and you will, of course, have to be eligible for it.
Discover more about our All Weather Mortgages below or call 0800 028 0639* to speak to one of our expert advisers.
Already with C&G? See our range of deals if you want to borrow more.
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
||||
| 4.79% (variable) Tracks at 1.79% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.4% APR | £1,995 |  Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 1.99% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.89% (variable) Tracks at 1.89% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 2.39% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 31/01/11
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% (variable) Tracks at 1.79% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.5% APR | £1,995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 1.99% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.4% APR | £1,995 | Yes until 31/01/11
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% (variable) Tracks at 1.39% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | 2.50% of loan amount | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.19% (variable) Tracks at 2.19% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.09% (variable) Tracks at 2.09% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.59% (variable) Tracks at 2.59% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.85% (variable) Tracks at 1.85% above the base rate for the term of the mortgage | 5.4% APR | £995 | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 5.25% (variable) Tracks at 2.25% above the base rate for the term of the mortgage | 5.5% APR | None | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 5.05% (variable) Tracks at 2.05% above the base rate for the term of the mortgage | 5.6% APR | £995 | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 5.45% (variable) Tracks at 2.45% above the base rate for the term of the mortgage | 5.8% APR | None | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% (variable) Tracks at 1.79% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.4% APR | £1,995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 1.99% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.89% (variable) Tracks at 1.89% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 2.39% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 31/01/11
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% (variable) Tracks at 1.79% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.5% APR | £1,995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 1.99% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.4% APR | £1,995 | Yes until 31/01/11
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% (variable) Tracks at 1.39% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | 2.50% of loan amount | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.19% (variable) Tracks at 2.19% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.09% (variable) Tracks at 2.09% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.59% (variable) Tracks at 2.59% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.85% (variable) Tracks at 1.85% above the base rate for the term of the mortgage | 5.4% APR | £995 | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 5.25% (variable) Tracks at 2.25% above the base rate for the term of the mortgage | 5.5% APR | None | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 5.05% (variable) Tracks at 2.05% above the base rate for the term of the mortgage | 5.6% APR | £995 | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 5.45% (variable) Tracks at 2.45% above the base rate for the term of the mortgage | 5.8% APR | None | Yes until 31/01/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% (variable) Tracks at 1.79% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.4% APR | £1,995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 1.99% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £495 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.89% (variable) Tracks at 1.89% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | £995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 2.39% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.3% APR | None | Yes until 31/01/11
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% (variable) Tracks at 1.79% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.5% APR | £1,995 | Yes until 31/01/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 1.99% above the base rate until 31 January 2011 | 5.00% for the remainder of the term | 5.4% APR | £1,995 | |
