With most C&G fixed-rate and tracker mortgages, you can mix and match different deals. It’s a bit like having a diverse investment portfolio where some of your money is in stocks and shares, some of it’s in government bonds and some in savings – except it’s with your mortgage.
Here’s a simple example: say you needed to borrow £150,000. You could take £50,000 on a fixed-rate mortgage, £50,000 on a tracker and the other £50,000 on another tracker.
You can call us on 0800 028 0639* or visit your nearest branch to find out more about mixing and matching.
Take a look below at some of the mortgages we think you might be interested in.
If you’re borrowing more than 75% of your home’s value: You must take out your mortgage on a repayment basis, not interest-only.
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.2% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.4% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 2.94% (variable) Tracks at 2.44% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 |  Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.19% (variable) Tracks at 2.69% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.69% (variable) Tracks at 3.19% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.54% (variable) Tracks at 4.04% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.49% (variable) Tracks at 4.99% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.5% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.14% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £499 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.54% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.29% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.79% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.3% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.5% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 3.04% (variable) Tracks at 2.54% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 3.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
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