Here you’ll find our most competitive mortgage rates. They’re designed to keep your payments as low as possible – plus, of course, we’ll provide you with excellent service during the application process. And that will continue once your mortgage is up and running.
If you’re borrowing more than 75% of your home’s value, you must take out your mortgage on a repayment basis, not interest-only.
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 1.89% (variable) Tracks at 1.39% above the bank rate until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £1995 |  Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 1.89% (variable) Tracks at 1.39% above the bank rate until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £1995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.79% (variable) Tracks at 2.29% above the bank rate until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | None | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.59% (variable) Tracks at 2.09% above the bank rate until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | None | Yes until 31/08/15
|
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 1.99% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £1995 | Yes until 31/08/15
|
For loans of between £150,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 1.99% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £1995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.29% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.59% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | None | Yes until 31/08/15
|
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.39% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | £1995 | Yes until 31/08/15
|
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.39% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | £1995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.69% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/15
|
For loans of between £150,000 and £1,000,000, between 60% and 75% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.69% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.99% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 3.8% APR | £995 | Yes until 31/08/18
|
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.19% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.4% APR | None | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 5.19% Fixed until 31 August 2018 | 3.99% for the remainder of the term | 4.7% APR | None | Yes until 31/08/18
|
For loans of between £5,000 and £1,000,000, between 85% and 90% of the property purchase price or valuation, whichever is lower
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 4.99% Fixed until 31 August 2020 | 3.99% for the remainder of the term | 4.7% APR | None | Yes until 31/08/20
|
For loans of between £5,000 and £1,000,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 1.89% (variable) Tracks at 1.39% above the bank rate until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £1995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.59% (variable) Tracks at 2.09% above the bank rate until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £995 | Yes until 31/08/15
|
For loans of between £150,000 and £1,000,000, and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 1.89% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.9% APR | £1995 | Yes until 31/08/15
|
For loans of between £5,000 and £1,000,000, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 2.19% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.8% APR | £995 | Yes until 31/08/15
|
For loans of between £5,000 and £149,999, and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 2.79% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 3.8% APR | None | Yes until 31/08/15
|
For loans of between £5,000 and £149,999, between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 3.29% Fixed until 31 August 2015 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/08/15
|
