If you’re coming to the end of your current mortgage deal with another provider, you might want to consider switching.
There's a range of competitive rates and we’re committed to giving you a great level of service.
If you’re borrowing more than 75% of your home’s value: You must take out your mortgage on a repayment basis, not interest-only. Find out more about the options available for repaying your mortgage.
Please see our helpful guide to understanding the mortgage rate table, in which you'll find the key mortgage product information to help you when making sure the product is what you're looking for.
Please note that these deals can be withdrawn at any time.
Remortgaging
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
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| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.3% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.5% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 3.04% (variable) Tracks at 2.54% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 |  Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 3.19% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.09% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.8% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.74% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.14% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.04% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.6% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.94% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.7% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.64% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 5.0% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.19% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.09% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.8% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.74% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.14% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.04% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.6% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.94% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.7% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.64% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 5.0% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.3% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.5% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.04% (variable) Tracks at 2.54% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.3% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.39% (variable) Tracks at 4.89% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.5% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.04% (variable) Tracks at 2.54% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.19% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.04% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 75% and 80% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.3% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 80% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.4% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.09% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.8% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.74% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.14% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | None | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.94% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.04% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.6% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.94% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 4.7% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 Between 75% and 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.64% Fixed until 31 March 2016 | 3.99% for the remainder of the term | 5.0% APR | £995 | Yes until 31/03/16
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 3.59% above the base rate until 30 September 2013 | 3.99% for the remainder of the term | 4.3% APR | £1,495 | No charge. |
For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.59% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/14
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.74% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.14% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | None | Yes until 31/03/15
|
Once you've applied for a mortgage, you'll need to appoint a solicitor or licensed conveyancer to deal with all the legal aspects.
