The rate for a tracker mortgage moves in line with the Bank of England base rate. So when the base rate falls or rises, your mortgage payments will be adjusted to reflect the change (within a month).
There are various deals available on C&G Tracker mortgages, including our special All Weather Trackers. With an All Weather Tracker, if rates - and therefore your mortgage payments - start to rise, you can switch to one of the fixed-rate deals we have available at the time without having to pay the usual Early Repayment Charge. However, there may be the normal new mortgage fees to pay on the fixed-rate deal you choose and you must, of course, be eligible to apply for that mortgage.
Already with C&G? See our range of deals if you want to borrow more.
Please note that these deals can be withdrawn at any time. A deal is not secured unti we have received your completed paper application form.
Trackers
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
||||
| 4.09% (variable) Tracks at 2.09% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.4% APR | £1,995 |  Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
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| 4.29% (variable) Tracks at 2.29% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £495 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.19% (variable) Tracks at 2.19% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.69% (variable) Tracks at 2.69% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | None | Yes until 30/04/11
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 2.09% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.5% APR | £1,995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% (variable) Tracks at 2.39% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.4% APR | £1,995 | Yes until 30/04/11
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% (variable) Tracks at 1.69% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | 2.50% of loan amount | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% (variable) Tracks at 2.59% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £495 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.49% (variable) Tracks at 2.49% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 2.99% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | None | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.15% (variable) Tracks at 2.15% above the base rate for the term of the mortgage | 4.6% APR | £995 | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.69% (variable) Tracks at 2.69% above the base rate for the term of the mortgage | 5.2% APR | £995 | No charge. |
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.55% (variable) Tracks at 2.55% above the base rate for the term of the mortgage | 4.8% APR | None | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.45% (variable) Tracks at 2.45% above the base rate for the term of the mortgage | 5.0% APR | £995 | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.99% (variable) Tracks at 2.99% above the base rate for the term of the mortgage | 5.5% APR | £995 | No charge. |
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.85% (variable) Tracks at 2.85% above the base rate for the term of the mortgage | 5.1% APR | None | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 2.09% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.4% APR | £1,995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.29% (variable) Tracks at 2.29% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £495 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.19% (variable) Tracks at 2.19% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.69% (variable) Tracks at 2.69% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | None | Yes until 30/04/11
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.09% (variable) Tracks at 2.09% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.5% APR | £1,995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.39% (variable) Tracks at 2.39% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.4% APR | £1,995 | Yes until 30/04/11
|
For loans of between £50,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 3.69% (variable) Tracks at 1.69% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | 2.50% of loan amount | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.59% (variable) Tracks at 2.59% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £495 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.49% (variable) Tracks at 2.49% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | £995 | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Initial rate, currently | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% (variable) Tracks at 2.99% above the base rate until 30 April 2011 | 4.00% for the remainder of the term | 4.3% APR | None | Yes until 30/04/11
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.15% (variable) Tracks at 2.15% above the base rate for the term of the mortgage | 4.6% APR | £995 | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.69% (variable) Tracks at 2.69% above the base rate for the term of the mortgage | 5.2% APR | £995 | No charge. |
For loans of between £5,000 and £999,999 and up to 60% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.55% (variable) Tracks at 2.55% above the base rate for the term of the mortgage | 4.8% APR | None | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.45% (variable) Tracks at 2.45% above the base rate for the term of the mortgage | 5.0% APR | £995 | Yes until 30/04/12
|
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.99% (variable) Tracks at 2.99% above the base rate for the term of the mortgage | 5.5% APR | £995 | No charge. |
For loans of between £5,000 and £999,999 and up to 75% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
|
|
|||
| 4.85% (variable) Tracks at 2.85% above the base rate for the term of the mortgage | 5.1% APR | None | Yes until 30/04/12
|
Copyright © 2008 Cheltenham & Gloucester plc. All rights reserved.
C&G mortgages are provided by Lloyds TSB Bank plc and administered by us, Cheltenham & Gloucester plc. Registered office: Barnett Way, Gloucester, GL4 3RL. Registered in England and Wales No.2299428. Cheltenham & Gloucester plc is authorised and regulated by the Financial Services Authority and a signatory to the Banking Codes.
You must be at least 18 years old to take out a loan. Before agreeing a loan Lloyds TSB Bank plc will want to satisfy themselves about the suitability of your application. This will include assessing your ability to afford the payments and, normally, valuing the property.
* We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.
