Fixed Rates - No longer on sale to new or existing customers

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C&G Fixed Rate Bonds - No longer on sale to new or existing customers

Main Features

  • • Account operates by post 
  • • Withdrawals are allowed, subject to a charge equivalent to 120 days gross interest on the amount withdrawn. 
    • Depending on when the withdrawal is made, you may get back less than originally deposited 
  • • Interest rates and maturity date are fixed at time of opening
    • No further deposits are allowed to these accounts


C&G 1 year Fixed Rate Bond

Issue number Maturity date Your savings amount
 
Annual Interest Monthly Interest
Gross/AER%  Net% AER%  Gross% Net%
105 28-Nov-13 £1+ 2.05% 1.64% 2.05% 2.03% 1.62%
107 04-Mar-13 £1+ 1.80% 1.44% 1.80% 1.79% 1.43%
109 30-Apr-14 £1+ 1.65% 1.32% 1.65% 1.64% 1.31%
112 26-Jun-14 £1+ 1.65% 1.32% 1.65% 1.64% 1.31%
114 26-Jun-14 £1+ 1.40% 1.12% 1.40% 1.39% 1.11%

C&G 2 year Fixed Rate Bond

Issue number Maturity date Your savings amount Annual Interest Monthly Interest
Gross/AER% Net% AER% Gross% Net%
85 30-Oct-13 £100+ 3.50% 2.80% 3.50% 3.45% 2.76%
87 28-Nov-13 £100+  3.80%  3.04% 3.80%  3.74%   2.99%
89 15-Jan-14 £100+ 3.80%   3.04%  3.80% 3.74%  2.99% 
90 14-Dec-13 £100+ 3.80%  3.04%   3.80%  3.74%  2.99%
92 19-Feb-14 £100+ 3.80%   3.04%  3.80%  3.74%  2.99%
94 02-Apr-14 £100+ 3.80%   3.04%  3.80%  3.74%  2.99%
95 04-Mar-14 £100+ 3.80%  3.04%  3.80%   3.74% 2.99% 
96 30-Apr-14 £100+  3.60% 2.88%   3.60%  3.54% 2.83% 
98 28-May-14 £1+  3.40%  2.72%  3.40%  3.35% 2.68% 
100 26-Jun-14 £1+  3.40% 2.72%  3.40%   3.35%  2.68%
102 06-Aug-14 £1+ 3.40%  2.72%   3.40% 3.35%  2.68% 
104 03-Sep-14 £1+ 2.80%   2.24% 2.80%  2.76%  2.21% 
106 10-Dec-14 £1+ 2.50% 2.00% 2.50% 2.47% 1.98%
108 19-Feb-15 £1+ 2.00% 1.60% 2.00% 1.98% 1.58%
110 12-May-15 £1+ 1.80% 1.44% 1.80% 1.79% 1.43%
111 26-May-15 £1+ 1.90%   1.52%  1.90%  1.88% 1.50% 
113 26-Jun-15 £1+ 1.90% 1.52% 1.90% 1.88% 1.50%
115 26-Jun-15 £1+ 1.55% 1.24% 1.55% 1.54% 1.23%

 
 




  

 

C&G 3 year Step Bonds - No longer on sale to new or existing customers

Main Features

  • • Account operates by post 
  • • Withdrawals are allowed, subject to a charge equivalent to 120 days gross interest on the amount withdrawn
    • Depending on when the withdrawal is made, you may get back less than originally deposited 
  • • Interest rates and maturity date are fixed at time of opening
  • • No further deposits are allowed to these accounts


C&G 3 year Step Bond 

Issue
number
Maturity
date
Interest rate
date
Your
Savings
Annual Interest Monthly Interest
Gross/AER% Net% AER% Gross% Net%
2 06-Aug-14 opening to 5-Aug-12
6-Aug-12 to 5-Aug-13
6-Aug-13 to 6-Aug-14
£100+
£100+
£100+
3.75%
4.25%
4.75%
3.00%
3.40%
3.80%
3.75%
4.25%
4.75%
3.69%
4.17%
4.65%
2.95%
3.34%
3.72%
3 08-Oct-14 opening to 7-Oct-12
8-Oct-12 to 7-Oct-13
8-Oct-13 to 8-Oct-14
£100+
£100+
£100+
3.75%
4.25%
4.75%
3.00%
3.40%
3.80%
3.75%
4.25%
4.75%
3.69%
4.17%
4.65%
2.95%
3.34%
3.72%
4 27-Nov-14 opening to 26-Nov-12
27-Nov-12 to 26-Nov-13
27-Nov-13 to 27-Nov-14
£100+
£100+
£100+
3.75%
4.25%
4.75%
3.00%
3.40%
3.80%
3.75%
4.25%
4.75%
3.69%
4.17%
4.65%
2.95%
3.34%
3.72%
5 14-Jan-15 opening to 13-Jan-13
14-Jan-13 to 13-Jan-14
14-Jan-14 to 14-Jan-15
£100+
£100+
£100+
3.75%
4.25%
4.75%
3.00%
3.40%
3.80%
3.75%
4.25%
4.75%
3.69%
4.17%
4.65%
2.95%
3.34%
3.72%
6 19-Feb-15 opening to 19-Feb-13
20-Feb-13 to 19-Feb-14
20-Feb-14 to 19-Feb-15
£100+
£100+
£100+
3.75%
4.25%
4.75%
3.00%
3.40%
3.80%
3.75%
4.25%
4.75%
3.69%
4.17%
4.65%
2.95%
3.34%
3.72%
7 02-Apr-15 opening to 2-Apr-13
3-Apr-13 to 2-Apr-14
3-Apr-14 to 2-Apr-15
£100+
£100+
£100+
3.75%
4.25%
 4.75% 
3.00%
3.40%
3.80%
3.75%
4.25%
4.75%
3.69%
4.17%
4.65%
2.95%
3.34%
3.72%
8 12-May-15 opening to 12-May-13
13-May-13 to 12-May-14
13-May-14 to 12-May-15
£100+
£100+
£100+
3.50%
4.00%
4.50%
2.80%
3.20%
3.60%
3.51%
4.00%
4.50%
3.45%
3.93%
4.41%
2.76%
3.14%
3.53%
  

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Net rate is the contractual rate of interest payable after the deduction of income tax at the rate specified by law (currently 20%).

Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.