C&G Savings - Current range


		Current range

Latest rates for the current range of C&G savings accounts



To view previous rates	Click here

C&G Guaranteed Branch Saver - C&G branch-based accountMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£0+	5.25	4.81==	4.20
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£0+	5.12	4.81==	4.10

Interest rates effective from 1 May 2008
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C&G Branch 10 - C&G branch-based accountMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£1,000+	3.50	3.50	2.80
£0-£999	1.35	1.35	1.08
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£1,000+	3.44	3.50	2.75
£0-£999	1.34	1.35	1.07

Interest rates effective from 1 May 2008
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C&G Cheltenham Gold - C&G branch-based accountMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£25,000+	1.35	1.35	1.08
£10,000-£24,999	1.30	1.30	1.04
£0-£9,999	1.20	1.20	0.96
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£25,000+	1.34	1.35	1.07
£10,000-£24,999	1.29	1.30	1.03
£0-£9,999	1.19	1.20	0.95

Interest rates effective from 1 May 2008
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C&G Reserve Account - telephone operationMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
With bonus
£50,000+	5.60	5.17	4.48
£100-£49,999*	0.50	0.50	0.40
Without bonus
£50,000+	4.75	4.75	3.80
£100-£49,999*	0.50	0.50	0.40
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
With bonus
£50,000+	5.46	5.17	4.36
£100-£49,999*	0.49	0.50	0.39
Without bonus
£50,000+	4.65	4.75	3.72
£100-£49,999*	0.49	0.50	0.39

Annual interest rates shown above 'with bonus' include a 0.85% bonus for the first six months.
Interest rates effective from 1 May 2008
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C&G Bonus Tracker - telephone operationMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
With bonus
£50,000+	5.10	4.85	4.08
£25,000-£49,999	4.95	4.70	3.96
£10,000-£24,999	4.80	4.55	3.84
£1,000-£9,999	4.65	4.40	3.72
£100-£999*	0.50	0.50	0.40
Without bonus
£50,000+	4.60	4.60	3.68
£25,000-£49,999	4.45	4.45	3.56
£10,000-£24,999	4.30	4.30	3.44
£1,000-£9,999	4.15	4.15	3.32
£100-£999*	0.50	0.50	0.40
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
With bonus
£50,000+	4.98	4.85	3.98
£25,000-£49,999	4.84	4.70	3.87
£10,000-£24,999	4.69	4.55	3.75
£1,000-£9,999	4.55	4.40	3.64
£100-£999*	0.49	0.50	0.39
Without bonus
£50,000+	4.50	4.60	3.60
£25,000-£49,999	4.36	4.45	3.48
£10,000-£24,999	4.21	4.30	3.37
£1,000-£9,999	4.07	4.15	3.25
£100-£999*	0.49	0.50	0.39

Annual interest rates shown above 'with bonus' include a 0.50% bonus for the first six months.
Interest rates effective from 1 May 2008
Find out how to apply for this product

C&G Bonus Tracker (C&G mortgage customer loyalty bonus)

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
With bonus
£50,000+	5.20	4.90	4.16
£25,000-£49,999	5.05	4.75	4.04
£10,000-£24,999	4.90	4.60	3.92
£1,000-£9,999	4.75	4.45	3.80
£100-£999*	0.50	0.50	0.40
Without bonus
£50,000+	4.60	4.60	3.68
£25,000-£49,999	4.45	4.45	3.56
£10,000-£24,999	4.30	4.30	3.44
£1,000-£9,999	4.15	4.15	3.32
£100-£999*	0.50	0.50	0.40
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
With bonus
£50,000+	5.08	4.90	4.06
£25,000-£49,999	4.93	4.75	3.94
£10,000-£24,999	4.79	4.60	3.83
£1,000-£9,999	4.65	4.45	3.72
£100-£999*	0.49	0.50	0.39
Without bonus
£50,000+	4.50	4.60	3.60
£25,000-£49,999	4.36	4.45	3.48
£10,000-£24,999	4.21	4.30	3.37
£1,000-£9,999	4.07	4.15	3.25
£100-£999*	0.49	0.50	0.39

Annual interest rates shown above 'with bonus' include a 0.60% bonus for the first six months.
Interest rates effective from 1 May 2008
Find out how to apply for this product

C&G Reward Saver - telephone/postal operationMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
C&G Reward Saver 0 - 2 Withdrawals
With bonus
£25,000+	5.45	5.10	4.36
£1,000-£24,999	5.25	4.90	4.20
£0-£999*	0.50	0.50	0.40
Without bonus
£25,000+	4.75	4.75	3.80
£1,000-£24,999	4.55	4.55	3.64
£0-£999*	0.50	0.50	0.40
C&G Reward Saver 3 - 6 Withdrawals
With bonus
£25,000+	4.70	4.35	3.76
£1,000-£24,999	4.50	4.15	3.60
£0-£999*	0.50	0.50	0.40
Without bonus
£25,000+	4.00	4.00	3.20
£1,000-£24,999	3.80	3.80	3.04
£0-£999*	0.50	0.50	0.40
C&G Reward Saver 7 - 12 Withdrawals
With bonus
£25,000+	3.95	3.60	3.16
£1,000-£24,999	3.75	3.40	3.00
£0-£999*	0.50	0.50	0.40
Without bonus
£25,000+	3.25	3.25	2.60
£1,000-£24,999	3.05	3.05	2.44
£0-£999*	0.50	0.50	0.40
C&G Reward Saver 13+ Withdrawals#
With bonus
£25,000+	0.50	0.50	0.40
£1,000-£24,999	0.50	0.50	0.40
£0-£999	0.50	0.50	0.40
Without bonus
£25,000+	0.50	0.50	0.40
£1,000-£24,999	0.50	0.50	0.40
£0-£999	0.50	0.50	0.40

Annual interest rates shown above 'with bonus' include a 0.70% bonus for the first six months.
Interest rates effective from 1 May 2008
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C&G One-Year Fixed-Rate Bond (Issue 38) Fixed until 3 August 2009More info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£30,000+	6.15	6.15	4.92
£100-£29,999	6.00	6.00	4.80
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£30,000+	5.98	6.15	4.78
£100-£29,999	5.84	6.00	4.67

Interest rates effective from 11 June 2008
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C&G Cash ISA - postal/C&G branch operationMore info

Annual interest	Tax-free^iv	AER%ⁱ	Net%ⁱⁱ
£100+	4.50	4.50	tax-free
Monthly interest	Tax-free^iv	AER%ⁱ	Net%ⁱⁱ
£100+	4.41	4.50	tax-free

Interest rates effective from 1 May 2008
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C&G London Account - postal operationMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£100,000+	3.15	3.15	2.52
£25,000-£99,999	2.25	2.25	1.80
£10,000-£24,999	1.80	1.80	1.44
£0-£9,999	1.50	1.50	1.20
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£100,000+	3.10	3.15	2.48
£25,000-£99,999	2.22	2.25	1.78
£10,000-£24,999	1.78	1.80	1.42
£0-£9,999	1.49	1.50	1.19

Interest rates effective from 1 May 2008
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C&G Direct Transfer - telephone operationMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£50,000+	3.55	3.55	2.84
£25,000-£49,999	3.50	3.50	2.80
£10,000-£24,999	3.35	3.35	2.68
£100-£9,999	3.30	3.30	2.64
Monthly interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£50,000+	3.49	3.55	2.79
£25,000-£49,999	3.44	3.50	2.75
£10,000-£24,999	3.30	3.35	2.64
£100-£9,999	3.25	3.30	2.60

Interest rates effective from 1 May 2008
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C&G Young Investor - C&G branch-based accountMore info

Annual interest	Gross%ⁱⁱⁱ	AER%ⁱ	Net%ⁱⁱ
£0+	4.35	4.35	3.48

Interest rates effective from 1 May 2008
Find out how to apply for this product

*Interest rates for this tier are the default rates paid when the account balance falls below the minimum stated balance.

i AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

ii Net interest is paid or credited after deduction of income tax at the lower rate of 20%.

iii Gross interest is the rate payable before the deduction of income tax and can only be paid or credited subject to the required certification. Interest cannot be paid gross to individuals not ordinarily resident in the UK for tax purposes. Individuals whose income falls within the basic rate band will have no more tax to pay on their interest. Individuals who are higher rate taxpayers will have to pay the extra tax due on their interest (the difference between tax deducted at 20% and the higher rate of 40%).

iv The interest we pay is exempt from income tax provided that you have complied with the relevant legislation. This tax treatment will also depend on your individual circumstances and may be subject to change in the future.

The AER for the C&G Bonus Tracker, C&G Reserve Account and C&G Reward Saver reflects the 6 month bonus payable following account opening.

# Once 13 withdrawals have been made in a year, a fixed default rate of interest will apply.

== The AER for C&G Guaranteed Branch Saver reflects the charge levied when withdrawals are made.

We may change the rates on a C&G account at any time (other than fixed-rate accounts during the period of the fixed rate and C&G Bonus Tracker where the rates are guaranteed to track the Bank of England base rate). If you have one of the accounts shown and we change the rate, we will tell you using at least one of the ways set out in your account's conditions.

Rate changes to a C&G savings account or to other generally available accounts can affect an account's relative competitiveness and we do not promise that our rates will be better than those available elsewhere. If your balance falls below the minimum shown in the tables, please refer to the conditions of that account or ask for details.

Products and rates can change frequently and without notice, therefore please reload the page if viewing offline or through stored information on your computer.



To view previous rates	Click here

C&G Savings is a division of Lloyds TSB Bank plc.
Registered office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales No.2065. Authorised and registered by the Financial Services Authority and a signatory to the Banking Codes.

Mortgage call centre opening hours
8am-9pm Monday to Wednesday
8am-8pm Thursday to Friday
9am-4pm Saturday
* Existing C&G mortgage customers looking for a new deal
8.30am-9pm Monday - Friday
8.30am-1pm Saturday